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We offer a variety of plans to fit your needs, whether it's budget-friendly monthly premiums or low copays for office visits.
Why Choose Us?
Covered CA
Covered California is the state exchange where California residents can shop for health insurance from leading companies and receive financial assistance based on their income. Since October 2013, when you apply through Covered California, you may be eligible for discounts on your health insurance plan or enrollment in the state’s Medi-cal program. With Covered California’s free service, the enrollment process is simple and stress-free. Regardless of which option you choose, let us help make it easy for you.
If the cost of health insurance feels out of reach, you may qualify for financial help through Covered California. Subsidies can significantly lower your monthly premium based on your household income and family size. In some cases, you or your family members might also qualify for Medi-Cal, which offers low-cost or free coverage. Our agents can help you estimate your eligibility and find affordable options.
The federal penalty for not having health insurance was removed starting in 2019. However, California still requires most residents to have qualifying health coverage or pay a state tax penalty when filing their taxes. Even if you are not penalized, going without insurance can expose you to major financial risks. We can help you find affordable coverage to stay protected and compliant.
Yes. Under the Affordable Care Act, you can generally cover your adult children under your health insurance policy until they turn 26 years old, even if they are not living with you, attending school, or financially dependent. If your 23-year-old child is claimed as a dependent on your taxes or still relies on you financially, adding them is usually straightforward. We can assist you in updating your coverage to include them.
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