TERMS AND CONDITIONS

This Terms and Conditions agreement governs all use of the website https://www.healthconnectinsurance.com (“Site”). By accessing this Site, you agree to all terms outlined below. If you do not agree, please stop using the Site immediately.


1. Age and Residency

Only individuals 18 years or older who reside in the United States are permitted to use this Site.


2. Services Offered

This Site helps users request insurance quotes and connect with a network of agents, brokers, and service providers. We are not an insurance company and do not provide or issue insurance policies ourselves.

We do not endorse specific agents or guarantee their services. Any quotes or contact you receive from third parties are their responsibility, not ours.


3. No Binding Coverage or Guarantees

We do not offer insurance contracts or binding coverage. Submitting your information helps match you with professionals, but we are not responsible for their actions or decisions.


4. Intellectual Property

All content on this Site—including text, graphics, code, design, layout, and branding—is owned by the Site Proprietor. You may not copy, distribute, or reuse any content without written permission.

You may view content for personal, non-commercial use only. Reproducing or sharing any materials for profit is strictly prohibited.


5. User Submissions

Any information you submit—such as insurance requests, applications, or personal data—is done voluntarily. We are not responsible for storing or securing this information beyond what is outlined in our Privacy Policy.

We may delete or reject content at our discretion. Repeated posting of banned or inappropriate content can lead to permanent removal from the Site.


6. User Conduct

While using this Site, you agree NOT to:

  • Post anything defamatory, obscene, unlawful, or offensive

  • Upload malware, viruses, or harmful content

  • Spam, hack, or scrape our systems or databases

  • Impersonate others or use false identities

  • Interfere with another user’s experience

  • Access restricted parts of the Site or unauthorized content

Any misuse may result in termination of your access and legal action.


7. Indemnity

You agree to defend and hold harmless Health Solutions Insurance, its team, and affiliates from any legal claims, damages, or expenses resulting from your use of this Site or any breach of these Terms.


8. Disclaimer of Warranties

This Site and all services are provided “as is” and “as available.” We offer no warranties of any kind, including (but not limited to) performance, reliability, availability, accuracy, or security.

We do not guarantee that the Site will be error-free or uninterrupted. You assume all risks associated with using the Site.


9. Limitation of Liability

We are not liable for any damages, losses, or legal claims resulting from your use of the Site, including indirect or incidental damages. This applies to all Site staff, partners, and affiliates.


10. Third-Party Links

Links on this Site may lead to other websites. We are not responsible for their content, accuracy, or practices. A link does not mean endorsement.

Use caution when clicking any external links. We are not liable for typos in URLs or issues caused by visiting third-party websites.


11. Jurisdiction and Applicable Law

This Site is operated in the United States and governed by U.S. laws. We do not guarantee access outside the U.S. If you use the Site internationally, you are responsible for complying with local laws.


12. Changes to Terms

We may update these Terms at any time without notice. It is your responsibility to review this page regularly. Continued use of the Site means you agree to any changes.


13. Final Agreement

Using this Site means you agree to follow all rules listed in these Terms. If you do not, please discontinue use.


Disclaimer

https://www.healthconnectinsurance.com is a privately owned, independent health insurance marketplace—not a government agency or insurance company. Logos and trademarks shown belong to their respective owners. Availability of products and providers may vary by state and situation.