Financial help is available to many individuals and families based on household income and size. If you meet income guidelines, you may qualify for premium tax credits or cost-sharing reductions that lower your monthly premiums and out-of-pocket costs.

You can only make changes to your plan during the annual Open Enrollment period or if you experience a Qualifying Life Event such as moving, getting married, having a baby, or losing other coverage. If eligible, you’ll enter a Special Enrollment window to update or change your plan.

You can only make changes to your plan during the annual Open Enrollment period or if you experience a Qualifying Life Event such as moving, getting married, having a baby, or losing other coverage. If eligible, you’ll enter a Special Enrollment window to update or change your plan.

Covered California is the state’s official health insurance marketplace where you can compare plans and apply for financial assistance. Private insurance may be purchased directly from insurance carriers but does not offer income-based subsidies. We can help you explore both options.

Adult dental and vision plans are not automatically included but can be added separately. Pediatric dental and vision coverage is generally included in all child health plans. We can help you bundle these options if needed.

If you miss Open Enrollment, you may still qualify for coverage through Medi-Cal or a Special Enrollment Period due to a life event. Contact us and we can help you determine your eligibility and explore short-term or alternative coverage options in the meantime.

Yes. If you are self-employed or operate as an independent contractor, you can apply through Covered California and may still qualify for subsidies depending on your income. We help many freelancers and entrepreneurs find coverage that fits their lifestyle and budget.

Most plans will auto-renew if you do not make any changes, but it’s important to review your coverage and update your income or household details annually. Premiums, benefits, and provider networks can change, so we recommend checking in before renewal.

Yes, you can apply for coverage just for your children. Depending on your household income, your children may qualify for free or low-cost Medi-Cal coverage or a child-only plan through Covered California.